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| Get Acrobat Reader |
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Make sure to read The Messenger for more on our current promotions!
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| Sign-up for on-line banking now |
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| Access your Holy Rosary account on-line at our newest "branch", e-Branch that is. If you find yourself wondering about your account, now you can check it 24 hours a day from your computer with our new e-Branch. Your can even transfer money to another account you have at the Credit Union or send yourself a check. Click on the picture to the left for more information.
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| Get your FREE VISA Check Card today! |
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FREE VISA Check Card!
You can have 24-hour access to your money! Our new card performs like a debit and ATM card. You may use it to make a purchase and get cash at a merchant or take it to the ATM for cash there. The amount you use is taken out of your account at the Credit Union. Apply for your VISA Check Card now!
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| Welcome New Parishes |
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| Welcome to parishioners from Holy Cross and Our Lady of Peace Parishes
We want to offer a special welcome to those from our new parishes. For a limited time, individuals will receive a special $10 gift. When they open a regular share account, the Credit Union will contribute the first $10 toward the $25 minimum balance*. We are most excited to welcome these two new groups into our Credit Union family.
*If the account is closed within the first six months, there will be a $10.00 early closure fee as stated on the fee schedule.
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| Wanted: Auto Loans Reward: $100 |
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| WANTED: Auto Loans REWARD: $100 Cash at Loan Closing
Holy Rosary Credit Union can refinance your auto loan and slash your current interest rate. Plus you can earn $100 cash, just for refinancing with us. Wherther you've just purchased your auto, or it's few years old, you may be able to save big over the loan term. Call 816-221-2734, or stop by our office to find out how to refinance your current auto loan from another financial institution, save and get a $100 cash reward of $100 right away!
Disclosure: Rates as low as 5.75% APR (Annual Percentage Rate). Minimum loan amount is $8,000. Existing Holy Rosary Credit Union loans are ineligible. All rates are subject to change without notice. Loans are subject to Holy Rosary Lending Guidelines and membership eligiblity. This promotional offer will end on June 30, 2009. Loan APR may include a rate discount of 0.25% off of the qualifying APR with direct deposit or automatic credit to the Holy Rosary account. (Application of this discount may drop the rate to 5.50%.) The loan rate would increase 0.25% upon cancellation of these automatic payment methods. The $100 will be placed in your share ID 00 account at loan closing.
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| Get peace of mind with Overdraft Protection |
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Our new Overdraft Protection can give you peace of mind.
If you accidentally overdraw your account, money may be transferred to cover a check or ACH from another account you have with us. We have a low $2.00 transfer fee that can save you that $15.00 NSF fee. Simply complete the on-line form and return it to the Credit Union.
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| We have a key to your financial success! |
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| We want to help YOU save money!
Interest rates are down. This means that if you financed a big purchase several years ago, you can probably save money by refinancing that debt at Holy Rosary Credit Union. If you obtained your loan elsewhere, bring us your auto, home equity line of credit, or other loan. Let us show you how much we can save you! Refinance that debt and pay it off. Even if you just have bills from Christmas, let us help We want to help you on your way to building your nest egg.
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| Free Checking Account with Debit Card & Online Banking Now Available |
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Free Checking - No longer a $3 monthly fee on Holy Rosary Credit Union checking accounts, AND your first order of checks will be FREE!
We value having you as a member of Holy Rosary Credit Union. To show that appreciation, the Board of Directors just made one of our services of even greater benefit. There will no longer be a $3.00 monthly service charge on your Holy Rosary Credit Union checking account. Don’t forget another great feature of our checking program is that in the event you bounce a check, our insufficient funds fee of $15, is probably the lowest in town. Other institutions charge upward of $25, any time an insufficient funds check is returned. If you can find a lower fee anywhere, we would love to know! Make sure to stay tuned for future improvements to the affordable products offered by Holy Rosary Credit Union!
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| Rates now as low as 4% APR |
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Affordable Home-Equity Line of Credit Loans now as low as 4% APR
Whether you need to pay off high-interest credit card debt, or add a room to your house, consider a Home Equity Line of Credit (HELOC) at Holy Rosary Credit Union to help. A HELOC is simply a line of credit secured by the equity you have in your home. It can be used for whatever you need. You can send a child to college, or buy a new car, it’s up to you. Since HELOC Loans are secured by your home, the rates are usually lower than on some other forms of debt. The interest you pay may even be tax-deductible.** Loans may be given for as much as $100,000 and as little as $5,000 depending on the equity in the home and other credit criteria. Why not get approved for your line of credit today? The money will then be available when you need it. For more information, simply call 816.221.2734.
*APR is Annual Percentage Rate. Limited time offer. Subject to membership and credit approval. Rates are subject to change. Special rate offer of 4.00% APR available only on new lines of credit with combined loan-to-value (LTV) ratio (including prior mortgages or liens) of 80% or less, with line amount of $5,000 or more for customers with automatic payments from a Holy Rosary Checking or other account and an "A" credit score. The APR may range from Prime Rates minus .25% (plus .25 for automatic payments) to Prime Rate plus 4%. The Prime Rate is quoted in the "Money Rates" column of The Wall Street Journal on the last business day of the month. As of 4/1/2009, the APR can range from 4.0% to 9.25%. The APR may change annually, but will not be lower than 4.00% nor exceed 18.00%. Maximum combined LTV is 80%. Insurance must be carried on property securing the loan. Early loan termination fees may apply. **Consult a tax advisor regarding the deductibility of interest. Equal housing lender.
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