Utilize the power of pre-approval so you can walk into the dealer's showroom knowing just how much you can afford and get the best deal available.
competitive auto loan options for new and used vehicles.
When you get an auto loan from HRCU, you agree to provide full coverage insurance with a deductible of under $2,000. We want to make it easy for you to provide this proof of insurance, so we offer the following resources:
To obtain (or update) proof of collateral insurance from our partners at Allied, please call 800-998-0762 and use control #2874, or visit this website.
PROOF OF INSURANCE
YOUR INSURANCE POLICY NEEDS TO INCLUDE:
PLEASE READ
Should you fail to maintain the required insurance throughout the life of the loan, the lender may (but shall not be required to and without prejudice to its rights if it does not) purchase a policy for its own protection and pass the cost of the policy on to you, the borrower. The lender may, but is not required to, attempt to contact you prior to purchasing the insurance. The lender may, at its option, add the premium to your loan. This may increase your regular payments.
For your convenience, you or your agent may visit our Website at www.myinsuranceinfo.com
You may submit your insurance declarations to docsend@fmq.alliedsolutions.net in PDF or TIF format.
| Year | APR* as low as |
|---|---|
| 2021 & Newer | 5.25% |
| 2017-2020 | 5.75% |
| 2016 & Older | 8.00% |
| *APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, membership eligibility, and amount of loan, in addition to other conditions listed in the account agreement. Rates, terms and conditions are subject to change or expire without notice. | |
| APR* as low as | Year | Min-Loan Amount |
|---|---|---|
| 15.00% | 2021 & Newer | $2,500-$15,000 |
| 15.00% | 2017-2020 | $2,500-$15,000 |
| 17.00% | 2016 & Older | $2,500-$15,000 |
| *APR = Annual Percentage Rate. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, membership eligibility, and amount of loan, in addition to other conditions listed in the account agreement. $5,000 minimum loan amount for terms 48-60 months. Rates, terms and conditions are subject to change or expire without notice. | ||
Refinance with Holy Rosary and save with lower rates.
Many factors go into determining the final loan amount for the purchase of a new or used vehicle. These factors include any manufacturer's rebate, the trade-in value of your old vehicle less any outstanding balance, your down payment, etc. Once the loan amount is determined the interest rate and the term of the loan will be used to estimate your vehicle payment.
Join a credit union that truly puts its members first. With competitive rates, a commitment to financial education, personalized support in several languages, and a deep dedication to this community, we are here to help you achieve your financial goals.
