A Home Equity Line of Credit offers low rates and flexible financing to reach your goals.
Heloc rates as low as 6.00% APR*
A HELOC allows you to borrow against the equity you’ve built in your home, giving you flexible access to funds when you need them. Whether you’re covering essential home repairs, addressing unexpected medical bills, helping with education costs or paying down higher-interest balances, a HELOC can help.
With loan amounts ranging from $5,000 to $100,000**, you can apply today and have funds ready to tap into when you need them.
Use your HELOC for:
Why choose a HELOC?
Depending upon the market value of your home, outstanding mortgage balance, credit history and other factors, you may qualify for a HELOC. Monthly payments on a HELOC are variable as they fluctuate with interest rate changes. Use this calculator to estimate your borrowing capacity on a HELOC. (Subject to underwriting guidelines, including limits on maximum loan to value.)
*APR = Annual Percentage Rate. Rate as low as 6% as of 3/1/26, subject to change. Rate is variable, based on the Prime Rate published in The Wall Street Journal Money Rates Table plus a margin. Rate adjusts annually in July, to a minimum of 4%, and a maximum of 18% APR. Subject to membership and credit qualifications. Line of credit has a 10-year draw period with a maximum of a 15-year repayment period. Minimum payment is calculated at the time a credit advance is made using a payoff period of 180 monthly payments or $100 minimum payment, whichever is greater. Home value may be determined by an appraisal or valuation with a cost to the member. Property must be a single-family home and owner-occupied. Property insurance will be required. Line amounts range from $5,000 to $250,000 based on LTV. HELOC is available in Missouri and Kansas only.
**Consult a tax advisor regarding the deductibility of interest. Equal housing lender.
