Better Choice Loan

Stop the payday loan trap.

Apply in Minutes

 

Are you already trapped in the dangerous cycle of payday lending?

Choose our Better Choice Loans

With Better Choice Loans, we offer a chance to escape that vicious cycle, which eats away at your financial foundation.

Apply now for a Better Choice Loan to refinance any high-interest debt you have under $2,500. Or, if you are considering a payday loan, try the Better Choice Loan instead.

Try a Better Choice Loan

 

Understand the High Cost of Payday Loans

Review this chart that shows the difference in what you’d pay taking out an average payday loan vs. a loan with Holy Rosary Credit Union. In a study published by the Center for Responsible Lending in February 2021, the average payday loan rate in Missouri was 527%. It's no wonder we call it a Better Choice Loan!

Better Choice Loan Chart

 

Become a Member

Join a credit union that truly puts its members first. With competitive rates, a commitment to financial education, personalized support in several languages, and a deep dedication to this community, we are here to help you achieve your financial goals. 

Join Holy Rosary Today!