Privacy Policy

Revised July 2024

The Controls & Alerts app periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if the End user expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User’s selection. End Users can change their location permissions at any time in their device settings.

 

FACTS

 

WHAT DOES HOLY ROSARY CREDIT UNION (HRCU) DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to

understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Account Balances and Payment History
  • Income
  • Credit History and Credit Scores

When you are no longer our member, we continue to share your information as described in this notice.

 

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons HRCU chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does HRCU share? Can you limit this sharing?

For our everyday business purposes ‐ such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 

Yes

 

No

For our marketing purposes ‐ to offer our products and services to you

 

Yes

 

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes ‐

information about transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes ‐

information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

Questions?

Call 816.221.2734 or visit www.HolyRosaryCU.org

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Who we are

Who is providing this notice?

Holy Rosary Credit Union

What we do

 

How does HRCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We collect your personal information, for example, when you:

  • Open an account • Apply for a loan
  • Deposit money • Use your credit or debit card
  • Pay your bills

We also collect your personal information from others, such as credit bureaus.

 

How does HRCU collect my personal information?

 

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates everyday business purposes ‐ information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

 

Definitions

 

Affiliates

 

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Holy Rosary Credit Union has no affiliates.

 

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Holy Rosary Credit Union has no nonaffiliates.

 

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or service to you.

  • Insurance companies like CUNA Mutual Group