Click here to view our Auto Loan protection options.
Find and compare EPA gas mileage, safety, air pollution, and greenhouse gas estimates for new and used cars and trucks.
Click here to view the official U.S. government source for fuel economy information.
Let us help you put a new car in your driveway. We have great financing options for your car, truck or van purchase and we offer some of the lowest rates in town. Utilize the power of pre-approval so you can walk into the dealer showroom knowing just how much you can afford and get the best deal available.
Apply online now by clicking above and answering a few questions for us. Or if you prefer, you can obtain our paper application by clicking here and fax us the completed application. Finally, you can call 816.221.2731 and a representative will take your application. We will review your loan as quickly as possible, sometimes within minutes, but at least within 24 to 48 hours.
Is it Time for a New Car or a New To YOU Car?
Our rates for used cars are only slightly higher than those for new cars. We want to reward our members for their thrifty approach to car buying and that makes our rates* even more competitive. You can arrange loan terms up to 60 months on used cars and we will finance up to 100% of NADA value.
Get your vehicle history report through Carfax. For assistance, call us at 816.221.2734.
NADA guides new and used car, motorcycle, RV, boat, classic car and manufactured home values, prices, tools and information.
Click here to view NADA.
You can also contact a loan officer at 816.221.2734 for assistance.
Click here to be directed to our Auto calculators.
*APR = Annual Percentage Rate. Rates differ based on individual credit score, length of loan term and the amount of the loan. Current rates are as low as 3.59-20.49%. Rates are subject to change at any time.
Find a great rate as low as 3.59% APR* and terms up to
Required Proof of Insurance
When you get an auto loan from HRCU, you agree to provide full coverage insurance with a deductible that is under $1,000. We want to make it easy for your to provide this proof of insurance, so we offer the following resources:
To obtain (or update information for) proof of collateral insurance from our partners at Allied, call 800-653-8812 and use control #2874, OR visit this website.
For more details on our insurance requirements, click here.