Credit Score 

Stay on Top of Your Credit Score

Credit Score

Credit Score is a free service offered to help you understand your current credit score, give access to your full credit report, provide credit monitoring alerts, show you how you can improve it, and see ways you can save money on new and existing loans with HRCU.

Credit Score is built right into our easy-to-use Online Banking platform, so you don't need a new login. Just follow these steps on your desktop or from our mobile banking app:

  1. Log into HRCU's online banking, or our Mobile Banking App. If you are not enrolled in online banking, click here to learn more.
  2. Once logged in, click the "check your score" button.
  3. After you approve the "Terms and Agreements," you can begin your Credit Score journey! 

Credit Score also monitors your credit report daily and informs you by email if there are any big changes detected such as: a new account being opened, change in address or employment, or a reported delinquency or injury. Monitoring helps users keep an eye out for identity theft.

If you have more questions, click here for our full FAQ!


Wondering why you have different scores from different bureaus? Read this article for a full explanation.